**1. AGREEMENT TO TERMS**

By accessing or using the Jabaroma Investment website, you agree to be bound by these Terms and Conditions (the
"Agreement"). If you do not agree with these terms, please do not use this website.

**2. DEFINITIONS**

* **"Jabaroma Investment"** refers to the company founded by Julian Brown.
* **"Website"** refers to Jabaroma Investment's official website at [website URL].
* **"User"** refers to anyone accessing or using the Website, including but not limited to visitors, customers,
and partners.

**3. USE OF THE WEBSITE**

You are permitted to access and use the Website for your personal, non-commercial purposes only. You may not:

* Use the Website for any commercial or business purpose.
* Reproduce, modify, display, sell, license, lease, sub-license, or otherwise exploit the Website or its content
without Jabaroma Investment's prior written consent.
* Interfere with the proper functioning of the Website or its content.

**4. INTELLECTUAL PROPERTY**

All intellectual property rights in and to the Website, including but not limited to trademarks, trade names,
logos, copyrights, and patents, are owned by Jabaroma Investment or its licensors. You may not use any
intellectual property owned by Jabaroma Investment or its licensors without prior written consent.

**5. CONFIDENTIALITY**

You agree to maintain the confidentiality of all information provided by Jabaroma Investment, including but not
limited to trade secrets, confidential business information, and proprietary data. You shall not disclose such
information to anyone without Jabaroma Investment's prior written consent.

**6. WARRANTY DISCLAIMER**

Jabaroma Investment makes no warranty or representation regarding the accuracy, completeness, or timeliness of any
information provided on the Website. The Website is provided "AS IS" and "AS AVAILABLE," with all faults, without
warranties of any kind, express or implied.

**7. LIMITATION OF LIABILITY**

In no event shall Jabaroma Investment be liable for any damages, including but not limited to incidental,
consequential, punitive, or special damages, arising from your use of the Website or reliance on information
provided on the Website.

**8. GOVERNING LAW**

These Terms and Conditions are governed by and construed in accordance with the laws of [country/state]. Any
disputes arising from these Terms and Conditions shall be resolved through binding arbitration in accordance with
the rules of the American Arbitration Association.

**9. CHANGES TO TERMS AND CONDITIONS**

Jabaroma Investment reserves the right to modify or update these Terms and Conditions at any time, without notice.
Your continued use of the Website constitutes your acceptance of any modifications or updates to these Terms and
Conditions.

**10. ENTIRE AGREEMENT**

These Terms and Conditions constitute the entire agreement between you and Jabaroma Investment regarding your
access and use of the Website. Any prior agreements, understandings, or representations are superseded by these
Terms and Conditions.

By accessing or using the Jabaroma Investment website, you acknowledge that you have read, understood, and agree
to be bound by these Terms and Conditions.